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When a bank issues a final response we disagree with, this is the role that builds the case. You will read the file, identify precisely where the bank's reasoning fails, and write a submission that makes it easy for an Ombudsman to see it.

It is close reading, careful argument and a good deal of decision research. If you enjoy finding the one sentence in a final response letter that gives the whole thing away, you will enjoy this.

What you will do

  • Review refused claims and decide whether a referral is justified
  • Prepare full submissions with a clear argument and an indexed evidence bundle
  • Track published decisions and feed the patterns back into how we run cases
  • Support handlers on complex or borderline files
  • Maintain the internal precedent library

What we are looking for

  • Demonstrable ability to construct a written argument and sustain it
  • Experience in financial services complaints, ADR, paralegal or advice work
  • Comfort reading regulation and applying it to messy facts
  • The judgement to say a case should not be referred

Nice to have, not required

  • CILEx, ICA or a similar qualification
  • Previous experience at the Financial Ombudsman Service or in a bank complaints function
  • Knowledge of the Payment Services Regulations or the APP reimbursement rules

What we offer

  • Fully remote or Glasgow-based, whichever you prefer
  • Funded professional study and a conference budget
  • Private medical cover and a 6% matched pension
  • Twenty-eight days holiday plus bank holidays
  • Protected time each month for decision research

Apply

A CV and a few sentences about why this role interests you is enough. We do not require a formal cover letter, and we will not ask you to re-key your CV into a form.

Optional. We hire on judgement, not on acronyms.

PDF only. Your CV is stored outside the web root and is never publicly reachable.

Application received.

A member of the team will review it and come back to you within five working days, including if the answer is no.

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