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Chargeback Basics 22 Jul 2026 9 min read

Chargeback explained: what it is, what it covers, and how to ask for one

Chargeback is a card scheme rule that lets your bank reverse a payment and recover it from the retailer's bank. It works on debit…

CR Callum Reid

Section 75 10 Jun 2026 7 min read

Debit or credit: the protection gap nobody explains at the till

Section 75 applies to credit cards only. Paying $150 of a large purchase by credit card and clearing it immediately costs nothing and transforms…

BW Ben Whitfield

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Chargeback explained: what it is, what it covers, and how to ask for one

Debit or credit: the protection gap nobody explains at the till

Know your rights before you need them